Transparency & Legal

Privacy Policy

Last updated: September 2026. How we protect your data and handle analytics.

1. Overview

Wage Garnishment Calculator (accessible at wagegarnishmentcalculator.com) is an independent informational utility website created and maintained by Nikhil Sadavarthi. This Privacy Policy explains what information is collected when you access our website, how that data is used, and how your privacy is protected.

2. Calculator Privacy: Client-Side Processing

Your financial data stays on your device:

All wage garnishment calculations run entirely within your web browser using client-side JavaScript. When you input your gross pay, pay frequency, state, or debt classification, that data is processed solely on your local device.

We do not collect, transmit, log, or store any numbers, earnings, or financial selections you enter into the calculator. Once you close or refresh your browser tab, your calculator inputs are discarded.

3. Google Analytics (GA4)

We use Google Analytics 4 (Measurement ID: G-4WTFNQY8YZ) to understand aggregate website traffic and visitor behavior. Google Analytics collects information such as:

  • Pages viewed, time spent on pages, and scroll depth
  • Referring websites or search terms that directed you to the site
  • Device type, browser version, operating system, and screen resolution
  • Approximate geographic location derived from anonymized IP addresses

Google Analytics utilizes first-party cookies to record these interactions. This information is processed in aggregate and is not linked to personally identifiable information. You can read how Google uses data when you use partner sites by visiting Google's Partner Privacy Terms. To opt out of Google Analytics tracking across all websites, you can install the Google Analytics Opt-out Browser Add-on.

4. Advertising and Cookie Policy

As of the date of this policy, this website does not actively serve commercial banner advertisements or use advertising cookies. However, we have submitted an application to participate in the Google AdSense advertising program.

In accordance with Google AdSense policies, if and when third-party advertising is approved and enabled on this website:

  • Third-party vendors, including Google, will use cookies to serve ads based on your prior visits to this website or other sites across the Internet.
  • Google's use of advertising cookies enables it and its partners to serve ads to you based on your visits to our site and/or other websites on the Internet.
  • You may opt out of personalized advertising by visiting Google Ads Settings. Alternatively, you can opt out of third-party vendor cookies for personalized advertising by visiting aboutads.info.

5. Server Log Files

Like most web services, our hosting infrastructure automatically records standard server log requests when a page is visited. These logs may include IP addresses, browser types, Internet Service Providers (ISPs), date and time stamps, referring/exit pages, and total clicks. These logs are used strictly for network security, debugging technical errors, and mitigating malicious traffic.

6. Direct Communications

If you send us an inquiry via email (contact@wagegarnishmentcalculator.com), we retain your email address and message history solely to review your feedback, correct errors, or respond to your inquiry. We never sell, rent, or distribute email addresses to third parties.

7. Policy Changes and Contact

Any revisions to this Privacy Policy will be published directly on this page with an updated revision date. If you have questions regarding this Privacy Policy or our data handling practices, please contact us at: