Terms & Conditions

1. Agreement to Terms

By accessing and using WageGarnishmentCalculator.com (the "Website"), you agree to comply with and be bound by the following terms, conditions, and disclaimers. If you do not agree to these terms, please do not use this Website.

2. No Legal or Financial Advice

⚖️ DISCLAIMER: The calculations, results, guides, and written content provided on this Website are for general educational and informational purposes only. They do not constitute legal or professional financial advice. For complete details, please read our dedicated Legal Disclaimer.

Calculations are mathematical estimations based on statutory formulas. For instance, the calculator applies an estimated 15% deduction assumption for mandatory taxes to approximate disposable earnings. Actual tax withholdings depend on individual Form W-4 filings and local levies. You should always consult with a licensed attorney, qualified tax professional, or local court clerk before making financial or legal decisions.

3. Accuracy of Estimations

While we strive to keep our state calculators, statutory citations, and minimum wage limits updated with 2026 guidelines, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or availability of the calculator results, information, or related graphics. Any reliance you place on such information is strictly at your own risk.

4. Limitation of Liability

Under no circumstances shall WageGarnishmentCalculator.com or its publisher/operator Nikhil Sadavarthi be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, or use of, the Website, its tools, or its content.

5. Intellectual Property

All site design, software code, custom calculator interfaces, and original explanatory text are protected intellectual property. You are granted a limited, personal, non-commercial license to access the Website and use the calculators. Automated scraping or republishing of calculator code or text without written authorization is prohibited.

6. Third-Party Websites & Future Advertising

This Website may contain outbound links to third-party government websites, legal portals, or official legislative databases. We are not responsible for the availability, policies, or content of external third-party sites. If third-party advertising services (such as Google AdSense) are activated on this site in the future, advertising disclosures and opt-out controls will apply as detailed in our Privacy Policy.

7. Modifications to Terms

We reserve the right to revise these Terms & Conditions at any time. Any changes will be posted directly to this page with an updated modification date.